Using Your Health Care Benefits

health care benefits

With the end of the year approaching, you might think it’s time to ensure you use your health care benefits.

Make sure those health care spending accounts are used. Those deductibles are fulfilled. And, you’ve received every benefit out of your policy that’s appropriate.

You have more time than you think to use those benefits, according to The Taben Group, which represents Concorde’s health care benefits. Did you know that, if you currently participate in Flexible Spending Accounts (FSA), your deadline for filing claims for 2017 is actually March 31, 2018.

FSAs and your health care benefits

Claims must be incurred between Jan. 1 and Dec. 31, 2017, however, or your effective date for a mid-year enrollment. Any available balance of $500 or less automatically rolls forward to be used in the next plan year to avoid forfeiture. This account can be used for eligible medical, prescription drug, dental or vision expenses not reimbursed by any other source, i.e. deductibles, copays, co-insurance, etc. Go to the FSA Store, at www.fsastore.com, if you have remaining funds that you don’t want to lose or roll-over.

Provide required documentation to The Taben Group as soon as possible. If claims are not substantiated with qualifying documentation before the formal closing of the plan year, the employer is required to obtain repayment from the member, according to the IRS. Formal closing for the plan year is July 1, 2018. Failure to provide the requested substantiation, or repayment, by the deadline will result in claim amounts being declared as taxable income.

Dependent day care FSA and your health care benefits

Claims must be incurred between Jan. 1, 2017 (or your effective date for a mid-year enrollment) through Dec. 31, 2017 for the 2017 plan year. You have until March 31, 2018 to file claims. You cannot submit dependent health care claims through this account.

Take action now on health care benefits

Now is a good time to review your health care benefits, especially your flexible spending accounts, for remaining balances and/or claims requiring substantiation. Concorde associates can go to this link: https://thetabengroup.lh1ondemand.com/Login and click on CONSUMER Portal.

Or, contact TabenFlex Customer Service for assistance – (855) 826-8692 (7 a.m.-6 p.m. CDT Monday-Thursday; 7 a.m.-5 p.m. CDT Monday-Friday).

medical assistants

Follow Concorde on Social Media

“I have taken the MA program and the LVN program. Concorde is a wonderful school. There is a difference between passion and a paycheck, and most of my instructors had a passion for what they do. The program was challenging but well worth it. I love this college!”


Davina Thomas-Clark
Medical Assistant, Vocational Nurse graduate

“I am eternally grateful to Dr. Lu-Ping Gamble at the Garden Grove campus. They not only lit a spark, they lit a torch in my heart that shall burn forever! My education changed my life and has had a huge positive impact on the person I am today.”


Jamie Troccoli
Medical Assistant graduate