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Financial Aid

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Financial Aid Overview

Applying for Financial Aid can feel like a complicated process, but we’re here to make it easy. Our advisors are available to help you understand all of your options, answer application questions, and identify scholarship opportunities.

We understand that the process can feel overwhelming, and you may hesitate to provide sensitive information – we assure you that all information shared is confidential and is only used to help your child receive the maximum educational benefits they can secure. 

FAFSA is the Free Application for Federal Student Aid. The application is required for students seeking government aid to pay for college. The U.S. Department of Education uses the form to try to calculate how much a family can contribute to pay for school. Colleges use this as a starting point to determine how much financial support a student will need to attend.

FAFSA is required for all kinds of financial aid. The federal government uses the FAFSA to determine whether your student is eligible for federal student aid, including Pell Grants, student loans, and work-study. Your student may also be eligible for state funding or private scholarships – the FAFSA is also needed for these options.

Our Financial Aid Advisors will answer your questions, identify scholarship opportunities, and help you to see how your student may qualify for financial assistance. Having this conversation is critical to your student’s ability to secure financial aid.

Gather all the information you’ll need for the appointment. Below is a list of things you’ll need and a downloadable form as an additional resource.

To fill out the FAFSA, you will need this information for yourself and your student:

•    FSA ID. An FSA ID is a username and password for fafsa.gov and StudentLoans.gov.
•    Social Security Number
•    Driver’s license or State ID number (this information is optional on the FAFSA)
•    Most currently filed federal income taxes (also called 1040s) along with your W2s. If you are married but don’t file jointly, you will need to bring information for both

Click here to download our FAFSA Information Form!

FAFSA will send you important information via email.  Things like accessing your application and a Student Aid Report once your FAFSA has been filed.  

Concorde College is here to help! Our FA advisors will help you every step of the way. We know this may be the first time you’ve dealt with securing financial aid for college – but it’s our job.  We do this every day, helping families just like yours.  You got this – and we got you.

 

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Applying for Financial Aid

If paying for your education is a concern for you, you're not alone. Many students at Concorde require help in financing their education. Our financial aid team takes great pride in their ability to work with individuals to help overcome financial obstacles they may be facing. We're here to help you step by step through the process.

Log into the Federal Student Aid (FSA) website to complete a FAFSA for each award year. You will need to complete a FSA ID for this step as well. Your FSA ID or Federal Student Aid Identification is your electronic signature that allows you to sign forms electronically online with the Department of Education.

Your Financial Aid Office will reach out to you to complete remaining items to help you build your Financial Aid package. Once you have your FSA ID you can complete some of these items on your own. If the financial information you provided on your FAFSA has changed significantly, or you are being asked to use parent information and you have unusual circumstances causing you to not be able to obtain parent information, you may request a professional judgement. Please contact your Financial Aid Advisor to request the application for a Professional Judgement.

You can log on to your Federal Student Aid portal, from there you can complete your Master Promissory Note and Entrance Counseling.

Also review scholarships that Concorde has to offer.

Learn more about Financial Aid Programs and your rights and responsibilities in our Consumer Information Guide.

Read about Concorde Career Colleges code of conduct.

Students can review their Financial Aid award package in the student enrollment portal.

Your education is a major financial investment. Flexible payment options are available to help make your costs more manageable. Concorde Career College offers many different payment plans depending on your financial situation. Retail Installment Contracts are available to be paid in school prior to your graduation date at a 0% interest. If you are unable to pay by your graduation, we offer extended retail installment contracts. See your Campus Financial Representative for more information.

We Can Help

Concorde participates in several of the U.S. Department of Education’s Federal Financial Aid Programs, which are generally available to those who qualify. Our financial aid team is specifically trained to help you find ways to finance your education. They can assist you in completing the necessary applications and paperwork for various aid programs.

Visit studentaid.ed.gov for more information about preparing for and funding education beyond high school, the types of financial aid available, and consumer information. Financial aid programs vary by campus—contact us for more information.

Student Loan Repayment Support

Concorde is committed to keeping you updated with changes to the student loan program resulting from the COVID-19 pandemic.

Here's what you need to know about Federal Student Loans owned by the US Department of Education:

  • Payments resumed, starting October 2023.
  • If your loan servicer is FedLoan Servicing, Granite State, or Navient; you will be assigned to a new service before payments begin. Please be on the lookout for information regarding this change.
  • If you were enrolled in auto-debit payments before the suspension, you may need to take action before payments will resume automatically to be withdrawn from your account. Details are available at StudentAid.gov.

Steps to take immediately to update your contact information and compare repayment options. Some of these repayment option may lower your monthly payment:

  • Update your contact information in your profile on both your loan servicer's website AND on StudentAid.gov.
  • Check the Loan Simulator to find a repayment plan that meets your needs and goals, or to decide whether to consolidate.
  • Use this time to explore payment relief options - like income-driven repayment - that can work for you when payments resume in May 2022. Visit StudentAid.gov to learn more and begin the application process.

To provide additional support, Concorde has partnered with Student Connections to help you understand your loan repayment commitments and address issues you may encounter. This service is free to Concorde's students and alumni.

As you enter student loan repayment, Student Connections may contact you through emails, text messages and phone calls to:

  • Help you understand your loan obligations and responsibilities.
  • Discuss available options for an affordable repayment plan.
  • Ensure you are aware of repayment options during financial hardships
  • Promote your long-term repayment success.

These advocates are available to answer questions about your outstanding loans and, when appropriate, work with you and your loan servicer. Visit www.repaymyloans.org or speak with a borrower advocate at (866) 311-9450.

Financial Aid FAQs

You’ve Got Questions. We’ve Got Answers. We’ve been helping families find ways to pay for college for over 55 years. In that time – we have heard it all!  Here is a list of the most asked questions and our answers.

Why does the FAFSA form ask so many personal questions?

The FAFSA form will ask you for sensitive Social Security numbers and tax information. The form will also ask how many people you live with and who you support financially. Sharing this kind of information can feel uncomfortable, but it is needed to determine how much financial help is needed for college. The Social Security numbers are unique identifiers and guarantee that the FAFSA form is yours, and not someone else’s.

I’m not a U.S. citizen. Is it safe for us to fill out the FAFSA?

Absolutely, as long as your student is a U.S. citizen, or a non-citizen allowed to apply for aid. If you are undocumented, you can use your ITIN number. Federal law protects the privacy of everyone who fills out the FAFSA form. You can feel confident that the information is used only for the purposes of determining financial aid.

Who is responsible for the repayment of any federal student loans? 

In most cases, parents are not required to repay federal loans – the student who uses the funding is responsible for repayment. The exception to this is the Parent Plus loan, and our team can tell you more about this at your financial aid appointment.  It is important for parents to help their students complete the FAFSA as most funding sources rely on the FAFSA to determine eligibility for aid.

  1. Program length may be subject to change dependent on transfer credits and course load. Please refer to current course catalog for more information. Concorde does not guarantee admittance, graduation, subsequent employment or salary amount.

  2. Professional certification is not a requirement for graduation, may not be a requirement for employment nor does it guarantee employment.

  3. Financial aid is available to those who qualify but may not be available for all programs. Concorde does not guarantee financial aid or scholarship awards or amounts.

  4. Clinical hour requirements and delivery may vary by campus location and may be subject to change. Concorde does not guarantee clinical site assignments based upon student preference or geographic convenience; nor do clinical experiences guarantee graduation, post-clinical employment or salary outcomes.

  5. Registration and certification requirements for taking and passing these examinations are not controlled by Concorde, but by outside agencies, and are subject to change by the agency without notice. Therefore, Concorde cannot guarantee that graduates will be eligible to take these exams, at all or at any specific time, regardless of their eligibility status upon enrollment.